Travel Insurance
Whenever you think about trekking in Nepal, you must consider getting a travel insurance. Although the insurance is not mandatory in many destinations, but if you are going to the restricted or protected area, you must compulsorily have a travel insurance as per the Department of Immigration (https://immigration.gov.np/en/post/trekking-permit). We would highly recommend everyone to get a travel insurance even if its not mandatory. A trek to Himalayas is challenging, even the easiest trail is risky, so to be on a safe side we must get a travel insurance.
A Travel Insurance must cover the following things:
When you’re traveling, especially to remote or mountainous areas, travel insurance isn’t optional—it’s essential. A reliable policy should protect you in situations that are unpredictable and sometimes life-threatening
Emergency medical expenses
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Helicopter evacuation (at least up to 6000m)
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Trip Cancellation or Delays
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Personal Liability
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Lost or Stolen Baggage.
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Make sure your travel insurance covers all these above-mentioned situations. Read the policy details carefully and make sure the insurance company provides coverage for high altitude trekking, emergency helicopter evacuation, medical expenses, personal liability, and trip cancellations.
